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Every month we plan to send you a short company update, explain a financial concept without using any jargon, and link to other interesting content.

You will note that there is an absence of market commentary and predictions, except for a graphic contrasting the last month's performance to the average annual performance over the last 30 years. We hope this will help you to focus on the long-term.

The reason we avoid any short-term predictions is that whatever happens in the economy in the next 12 months is not only unpredictable, but also immaterial to your long-term life and financial goals. It's noise, we'll provide the signal.

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